If you have purchased a home before, you certainly know the pain involved in the process. You often go through endless walkthroughs, contact several banks and mortgage brokers, only to find out that none of the homes meet your requirements or you cannot afford the mortgage payment. With the advent of the internet, the process can be rendered much simpler; it can save you time, money and hassles. We have researched numerous websites that deal with home buying, and we have narrowed the list based on the quality of information and services that they offer. These sites are designed to help make your home buying experience an easy one, and we hope you will find them useful.

Acquiring a mortgage

Prior to finding a home, one of the first things you should do is find out how large a mortgage you can afford or you can qualify for. LoanWeb, offers an easy to navigate search engine and safe online service, that will quickly help you determine your monthly payment as well as how much of a mortgage you can qualify for. It’s inefficient to go through dozens of banks and mortgage brokers to find the best loan. Loanweb takes a whole new approach at this problem; instead of you trying to find the best loan, Loanweb lets lenders compete over your loan. You can save money on the cost of your loan, and best of all LoanWeb is free. Whether your goal is a mortgage for a new home, refinancing your existing house, or an equity loan for home improvements, Loanweb allows you to find the best lender for your needs, and will save you time and money.

Mortgage Select offers a comprehensive line of loan and mortgage services. They minimize the cost of your loan and guide you through the process over the web. You can apply for a mortgage loan, check the current mortgage rates, get pre-approved, and check your loan status without leaving the comfort of your computer. This site offers online calculators that let you calculate your monthly payment as well as how much you can afford before you even apply for a loan. You no longer have to meet with a bank loan officer to find out that you cannot afford the home that you want. You can go through this process from the comfort of your home or office without having to reveal your identity. Once you are certain of what you can afford, you can proceed with confidence in financing and buying your home.

Purchasing a home

Homeprice.net offers one of the best home-buying sources on the internet. Homeprice.net provides an accurate estimate of the home you are interested in, as well as a report with information regarding the surrounding neighborhood, including schools, demographics and a list of the local area businesses such as banks, post offices, stores, malls, museums, libraries, hotels, restaurants and much more. If you are serious about buying a home and you care about the neighborhood your family lives in, you should take a look at one of their sample reports, it’s amazing how much information they can provide you on the house and neighborhood you intend to live in.

HomeGain does an excellent job of reducing the stress in the home buying process. They combine real estate services and loans to make a one-stop shop. With the click of a mouse, you can search for a home in the desired state or city, find and compare realtors, find the value of your new home and those in your neighborhood, determine your mortgage payment, pre-qualify for a mortgage loan and more. They also have one of the most comprehensive listing of homes for sale nationwide. Their easy online process will save you time, money, and give you control of the process with no obligation.

It is a big disappointment to rush from work, meet with a real estate agent, and visit a home only to find out that the home is not to your liking. Unless you change the way you shop for a home, you will go through several of this non-productive process several times before you find a suitable home. HomeGain will give you access to the same MLS listing used by realtors nationwide. You can search for a home in any state and narrow your search to the zip code that you intend to live in. Quite a few of the homes in the MLS data base have pictures that give you an idea of what the house looks like. By taking this approach you can narrow down the number of homes that you will visit, and therefore save a tremendous amount of time. Once you are certain of the homes that you would like to see, you can search for a real estate agent near you.

You can always follow the traditional process of going through a local bank or mortgage broker and real state agent, but their costs are higher thus your costs are higher, and you still have to spend the time finding competitive rates and good service. Completing your transaction over the web eliminates the sales pressure usually applied by real estates agencies and local lenders. You can, at your leisure, take your time to be sure of the home you are purchasing.

If you have found this site helpful, please tell your friends and family. If you know of a way we can improve this site to make your visit more productive or if you just simply want to send us a message, please Contact Us. We would appreciate hearing from you. We value your comments and suggestions in making this a better resource for us all.